Insurance Information

We accept most insurance plans for inpatient admission. Most managed care plans are also accepted with referrals. Most HMOs are accepted with referral and authorization.

Bon Secours will bill contracting HMOs for inpatient and outpatient charges. Any bill not acknowledged by the HMO after 40 days is considered your responsibility. Bills must be paid within 30 days from the date the notice is sent.

Inpatients/Outpatients

Co-payments are due at the time of admission or outpatient registration. Payments for applicable coinsurance, deductibles and any non-covered charges are due within 30 days of the bill date.

Commercial Insurance/PPO

Bon Secours will bill approved insurance companies for inpatient and outpatient charges. Bills not paid after 45 days become your responsibility and must be paid within 30 days from the date the notice is sent.

Inpatients/Outpatients

Co-payments are due at the time of admission or outpatient registration. Payments for applicable coinsurance, deductibles and any non-covered services are due within 30 days after the insurance payment, but no later than 75 days from the bill date.

Medicare

Bon Secours bills the federal Medicare program and supplemental insurance companies for inpatient and outpatient charges. You are responsible for charges not covered by Medicare.

Inpatients/Outpatients

Bon Secours will bill Medicare supplemental insurance plans for inpatient and outpatient charges.

Balances Due

Payment for all applicable coinsurance, deductibles and non-covered charges by patients who are not covered by supplemental insurance are due 30 days from the date the notice is sent. You will receive 2% savings on your bill if you pay in full at time of discharge, or 1% within 30 days from discharge.

State Requirements

Maryland insurance companies are required to pay claims within 30 days of receipt of a clean claim.